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SMART MONEY MANAGEMENT

Smart Money Management

Takecontrolofyourmoney.

Track income and expenses, set budgets, and reach savings goals in one place, without spreadsheets.

  • Income
  • Expenses
  • Budgets
  • Bills
  • Savings goals
  • Investments
  • Analytics
  • Reports

Track, plan, and understand your finances

Track

Track income and expenses in one place.

Plan

Create budgets, goals and financial plans.

Understand

See your financial picture through meaningful insights and reports.

Everything you need to understand your money

  • Know Where Your Money Goes

    Track income and expenses and understand your spending patterns.

  • Plan Before You Spend

    Use budgets, savings goals and financial planning tools to stay organized.

  • See the Bigger Picture

    Use reports, analytics and financial insights to understand your progress.

  • Keep Control of Your Data

    Choose the storage approach that fits you: Google Drive or Local-Only.

How Penny Pilot works

Create your account

Sign up in a minute, no admin approval needed.

Add your finances

Log income, expenses, budgets, bills, and goals.

Understand and plan

See patterns and progress, then plan ahead.

Keep control of your data.

Choose the storage approach that fits you.

Stored in your own Drive

Your financial data is saved as files in your own Google Drive, using the restricted drive.file scope.

Frequently asked questions

Penny Pilot is a personal finance app for tracking income, expenses, budgets, bills, savings goals, and investments in one place.

Use Penny Pilot for everyday expense tracking, income tracking, monthly budgeting, bill reminders, savings goals, and investment tracking, all from a single dashboard.

Yes. Every transaction records a date, description, amount, category, and account, so you can see exactly where your money comes from and where it goes.

Yes. Set monthly, quarterly, or yearly budgets per category, and create savings goals with a target amount and monthly contribution to track your progress.

Yes. You can choose Google Drive mode so your financial data is stored as files in your own Google Drive, using the restricted drive.file scope.

Yes. This Device Only mode keeps your data in your browser's local storage, with no Google account connection required.

Yes. Penny Pilot is a Progressive Web App, so it works in any mobile browser and can be installed to your home screen.

Create a free account, choose your storage mode, and start logging your income, expenses, budgets, bills, and goals.

Ready to take control of your money?

Free to use, no credit card required.